Marty Johnson: Hello, Marty Johnson, JMW Insurance Solutions, here to answer the question, “Can homeowners insurance being included in your closing costs?”
Yes, it can. First-time buyers are buying a home, they’re going to want to make sure that you have one year of homeowners insurance paid for so that they’ll include that in your closing costs, and go from there. For refinancing, they definitely want to make sure that you have at least six months, maybe some will go down to four months of insurance, already paid for in advance. So, if you don’t, they’re going to want to include insurance in your closing costs there as well.
So, yes, homeowners insurance can be included in your closing costs. There you have it! Marty Johnson, JMW Insurance Solutions, thank you very much and have an awesome day.
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