Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Best of Both Worlds Here are a few reasons we’ve chosen to be independent. Side-by-Side: Insured vs. Uninsured Here's what happens if your small business has an accident and you're not insured. Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.